Letters

On an occasion I require someone I trust to read a document or letter, I can’t, I think you all realise I’m not an idiot, this is not why I need someone to help me in this way. Reading anything longer than part of a recipe has the ability to give me a migraine and somethings are just not in simple English.

Recently, I entrusted a carer to read a letter attached to a Visa statement. Because I don’t have regular scheduled visits from my mum (the only member of the Team Helen) and the time I’m lucky to get from busy friends we spend on more of the ‘fun things’ I asked a carer to read the letter attached to the Visa Statement.

Firstly, I suggested for her to not look at the actual statement, I reassured her I didn’t have a ridiculously high limit on my card and I had a low interest rate. We had previously discussed what it cost me every month in interest charges and when I stated how low they were, I had to mention how little an interest rate you can get, if you are prepared to change cards (my previous account I could quote the digits without looking at the card). Sadly, it went as well as the 18% interest rate for something more affordable.

I digress, she started to look at it and ask if I wanted her to read it to me? I told her no and paraphrasing it to me would be fine. I really wanted to know the dot points, if I don’t pay the full balance by tomorrow, will they kill my whole family. Because I’ve had it sitting on my desk for weeks. A month has passed and the family is all still with us and so is my Visa and the next statement has arrived, more damn reading.

This time I did take a look to see again if I didn’t have to pay the whole balance by tomorrow or my whole family would be killed.

No such luck, that it was that simple. It even mentions “clauses” from the previous letter.

Banks have a lot to answer for.

FFS!

Simple English People.